https://grammarist.com/idiom/gin-something-up/
I hear it occasionally. Seems to have a meaning comparable to:
Basically, “to construct something in an improvised manner”. As opposed to careful, calculated, methodical planning and meticulous craftsmanship.
Ramaswamy views the LGBTQ community as a cult and trans identity as a mental illness. He has called for prohibiting gender affirming care to minors. He says: “Ohio has barred men from competing with women in women’s sports, and the Supreme Court has now held that it’s constitutional.” He misgenders every trans person he mentions, and makes no effort to hide his disgust.
With Acton, the only potentially offensive thing I have found is one, singular statement, where she says she does not support “boys playing in girls’ sports”.
There is a medical condition called “aphasia”, where a speaker mentally reaches for a word, and grabs the wrong one. People with the condition use words that don’t match their intended meaning. As a parent of a trans kid, I have struggled to make my vocabulary match my intended meaning. Knowing and supporting my child fully, my mind still occasionally reaches for their dead name and gender when I go looking for the right word. Not with any malice, not with any disapproval or disappointment. Just the words I had been using subconsciously for their entire life have become the wrong words, and sometimes my conscious isn’t quick enough with the ones carrying my intended meaning.
I have every reason believe Ramaswamy’s use of “men” is an intentional slur. The man’s entire worldview revolves around the idea of denigrating and insulting LGBTQ in general and trans in particular. He takes great pride in expressing his hatefulness and bigotry at every opportunity.
I think Acton’s use of the word “boys” is more comparable to aphasia. Her (uneducated) concern seems to be ensuring fairness in girls sports. She may not be an overt ally, but she’s done very little to make me think she might be an enemy.
Frankly, the supposed anti-trans sentiment arising from this one statement seems more like GOP propaganda than legitimate concern.
Vivek Ramaswamy. He’s the GOP candidate for governor of Ohio.
Amy Acton is the Democratic candidate.
Every real estate agent, every mortgage broker, could see the fraud in the housing market long by 2003, but either didn’t recognize it as fraud at the time, or didn’t care. They were all making money hand over fist to prop it up.
Zero down payment, 110% LTV mortgages, seller-paid closing costs, buyer is receiving a $3000 check at closing? ARM set to triple their rate in a year? Completely absurd, but the agent is only getting paid if the deal closes. The mortgage broker is only getting paid if the deal closes. The lender is only getting paid if the deal closes. The seller is only getting paid if the deal closes. Everyone needed this deal to close, so they did what it took to close the deal.
Lenders were offering “Continuing Education” credits that RE agents needed for their licenses. That “continuing education” consisted of seminars coaching agents to encourage these deals.
By 2003, buyers were underwater with their mortgages as soon as they signed them. Yet it took 5 more years for the bubble to actually burst.
The circular financing ponzi scheme behind AI will survive until someone can’t service debt. What happens then is either the collapse of the whole scheme, or the government declaring them “too big to fail” and allowing them to reorganize into a single corporate entity.
I’m seeing nothing but upside to this plan…
Booze makers aren’t using predictive algorithms to hook people that are trying to quit.
The hell they aren’t. That’s called “Marketing”. You’re describing “Marketing”.
Por que no los dos?
You can make a religion out of this.
Weekly and bi-weekly pay cycles are much more common than monthly or semi-monthly. It would be easier to budget if bills directly corresponded to pay cycles.
Accepting a pardon is an admission of guilt.
Trump is trying to rewrite history so that Nixon’s acts are considered normal presidential behavior instead of criminal corruption.
Oh, those were mine. You can tear them down.
Privacy.com lets you create virtual debit cards you can use for subscription services. Makes it easy to cancel subscriptions, as you can simply revoke the virtual card tied to the service without having to change payment methods on everything else.
The 30-year fixed-rate mortgage remains the most popular home loan by a wide margin. Roughly 90% of homeowners with a mortgage have a 30-year fixed-rate mortgage, according to Freddie Mac.
You will be able to retain housing for over six months without paying a dime before getting evicted in my state.
And it’s a year in mine.
Imagine trying to put off paying a mortgage for six months.
When I try to find someone to rent my property, complete failure means I lose an investment property.
When I try to find somewhere to live, complete failure means homelessness.
The parties are not on the same footing. They aren’t even on comparable footing.
The landlord is entering into the agreement for purposes of financial gain. The tenant is entering into the relationship for basic shelter. Failure to enter into such an agreement has far more urgent and dire consequences for the tenant than for the landlord. So when you say:
I live in a state where tenants actually hold more of the power.
I can only respond: “There is no such state.” The basic concept of “renting” is fundamentally unbalanced. Some states have taken greater steps than others to lighten the landlord’s thumb on the scale, but the landlord-bias is intrinsic to the arrangement.
I’m talking about actual abuse.
Which is, indeed, a big fucking problem that probably has some market effects. But the unjustified jump in rent and housing prices is primarily due to widespread institutional investment in residential property. Algorithmic pricing collusion is also playing a major role in rental hikes, far exceeding any effect arising from abusive tenants.
Landlords hold virtually all the power in the transaction. I can’t really blame the tenants for refusing to maintain a property they don’t own. That doesn’t excuse actual abuse, of course, but over a 10-year period, regular wear and tear starts looking a lot like abuse. Especially with carpets, fixtures, appliances, mechanicals…
Exactly. Rent would need to be high enough to cover taxes, insurance, maintenance. But somewhere along the line, landlords decided that it also had to cover financing: Rent had to pay the mortgage on top of everything else.
Things get pretty stupid when financing is involved. The interest I’m being charged will buy the bank two homes along with my own, and fucking everybody has, is, or will be paying a mortgage, either directly to a bank, or via a landlord.
I think the solution is an owner-occupancy property tax credit that holds a resident’s property tax where it is, accompanied by a massive property tax hike that only applies to properties the owner doesn’t use as their primary residence. I think that landlords would fight tooth and nail to convert their tenants into “buyers” by offering private mortgages or land contracts instead of rental agreements.
Private mortgages from former landlords would still be extremely exploitative, but so long as the buyer-tenant is gaining equity, it is infinitely better than renting.
A nitpick: no you aren’t, unless you don’t have property tax and homeowners insurance in escrow paid out of your mortgage payment.
I understand where you’re coming from. You’re not wrong. However, I’m paying those even if I’m renting. (Granted, not to the tax man or the insurance company, but the landlord certainly counts them when he hikes the rent price.) Further, in owning, those expenses continue even after I’ve paid off the mortgage.
Here, we’re looking at the differences between renting and owning. Since I can’t avoid those expenses under either circumstance, we can ignore them here. In this same category, we could also include condo fees, homeowner association fees, storm sewer fees, etc.
You’re just going to completely ignore the principal benefit of home ownership?
“Renting” means 70 years of annually-increasing monthly payments, and leaving nothing to your kids.
“Owning” means 30 years of fixed monthly payments, 40 years of no payments, and bequeathing an actual estate to your kids.
I’ve been in my current home 20 years; I’ve already made 20 years of payments on my current home. I’m paying the fixed monthly price I negotiated 20 years ago, back when my house was worth a fraction of what it is currently worth. My mortgage payment now is a little more than the rent payment would have been 20 years ago. My mortgage payment now is about 1/3 the rent payment for comparable homes in my area. My mortgage payment will continue to be fixed for the next 10 years, while rents will be hiked 10 more times. I don’t need to fight for “rent control”; I already have it.
The equity thing is always brought up,
You do not entirely comprehend of the concept of “equity”. You come close, but you just don’t quite get there:
The other houses on the market have increased in value along with it.
Exactly. The proceeds from the sale of one home pay for the next, and the next, and the next…
I’ve made 20 years of mortgage payments on my current home. I have also made 20 years of mortgage payments on my next home. And 20 years of mortgage payments on the home after that. In 10 years, I will have paid off my current home, and I’ll be living “rent free”, wherever I happen to be living. (Theoretically,) I won’t ever need to make another house payment, and I’ll be able to leave a home, (or the value of a home), to my kids.
That’s what “Equity” actually means. Not this “taking out loans” crap, nor the “making a profit when you go back to renting”.
The entire concept of “renting” needs to die in a goddamn fire. You’re literally better off playing the lottery than pissing away your hard earned money on a housing subscription.
Midwest/Great Lakes, US. I don’t think it originated here, though. I’ve heard it often enough to recognize it, but it’s not common.