NeoFin - Mobile-First Digital Banking Platform

NeoFin is a mobile-first digital banking platform that provides users with a seamless banking experience while offering admins real-time monitoring and control. The platform includes a user-facing mobile app and an admin dashboard for managing transactions, fraud detection, and user activity.

• Onboarding & KYC: Document upload and OCR verification for seamless account creation.
• Account Management: View balance, transaction history, and download statements.
• Payments: P2P transfers, bill payments, and airtime purchases.
• Virtual Cards: Generate and manage virtual debit cards (via Stripe Issuing).
• Fraud Detection: Real-time AI-driven fraud detection to flag suspicious transactions.
• Financial Insights: Personalized spending trends, budget alerts, and savings recommendations.
• Real-Time Notifications: Instant push/SMS notifications for transaction updates.

• User Activity Monitoring: Real-time tracking of user actions (logins, transactions, etc.).
• Transaction Management: Resolve failed transactions manually.
• Fraud Alerts: View and manage flagged transactions.
• KYC Approval: Manually approve or reject user KYC submissions.
• Analytics: Visualize key metrics (e.g., total users, transaction volume, revenue).

• User App: React Native (iOS & Android).
• Admin Dashboard: React.js.

• API: Node.js with Express or Python with Django.
• Real-Time Communication: WebSockets or Server-Sent Events (SSE).

• PostgreSQL: For structured data (users, transactions, etc.).
• Redis: For real-time caching and session management.

• Fraud Detection: Scikit-learn or TensorFlow for anomaly detection.
• Spending Insights: NLP for categorizing transactions and generating insights.

• Hosting: AWS or Azure.
• Containerization: Docker.
• Orchestration: Kubernetes.

• Payments: Stripe.
• Bank Linking: Plaid.
• Notifications: Twilio (SMS) or Firebase (push notifications).

1. User App: React Native frontend communicates with the backend via REST APIs.
2. Admin Dashboard: React.js frontend interacts with the same backend for real-time updates.
3. Backend: Handles business logic, database interactions, and real-time communication.
4. Database: PostgreSQL for persistent data storage, Redis for caching.
5. AI/ML: Fraud detection and financial insights run as separate microservices.
6. Cloud: Hosted on AWS/Azure with Docker and Kubernetes for scalability.

• Node.js (v16+).
• Python (v3.8+).
• PostgreSQL (v12+).
• Redis (v6+).
• Docker (optional).

1. Clone the repository:
   git clone https://github.com/Dev-Ryuzakii/NeoFin.git cd NeoFin