IDFC Bank Credit Cards
Interest rates as on Sat Aug 24 2024
| Name of the Card | Features | Rewards/ Discounts/Cashback | Additional Condition |
|---|---|---|---|
| IDFC FIRST Millennia Credit Card. | Welcome Benefits Exclusive Rewards Health and wellness benefits Insurance Cover Lost card Liability Cover lounge access | 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday 6X and 3X Reward Points on online and offline purchases respectively for spends up to ₹20,000 per month 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month) | For General,entertainment, lounge access Annual Income of Rs 3 lakh or more |
| IDFC FIRST Wealth Credit Card. | Welcome Benefits Exclusive Rewards Lifetime Free Card Lost card Liability Cover lounge access Travel benefits | Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation 'Buy one, get one' offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month) 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health and Wellness outlets | For General,entertainment, lounge access, Fine DIne in Annual Income of Rs 36 lakh or more |
| IDFC FIRST Classic Credit Card. | Welcome Benefits Exclusive Rewards Lifetime Free Card Lost card Liability Cover lounge access Travel benefits | Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation '25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month) 4 complimentary Railway lounge visits per quarter | For General,entertainment, lounge access, Fine DIne in Annual Income of Rs 3 lakh or more |
| IDFC FIRST Select Credit Card. | Exclusive Rewards Lifetime Free Card lounge access Travel benefits | Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation 'Buy one, get one' offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month) 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health and Wellness outlets | For General,entertainment, lounge access, Fine DIne in Annual Income of Rs 12 lakh or more |
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Fixed deposits (FD) offer a flexible time period for which they can be opened. This means the investor can open it for as long as they have idle funds. Financial institutions like banks allow FD investors the flexibility to invest their funds from periods as low as 7 days to 10 years. The interest rate on the deposit depends on the tenure chosen. On the date of maturity, the bank will credit the principal and interest amount into the bank account of the investor.
