HDFC Bank Credit Cards
Interest rates as on Sat Aug 24 2024
| Name of the Card | Features | Rewards/ Discounts/Cashback | Additional Condition |
|---|---|---|---|
| Swiggy HDFC Bank Credit Card | Complimentary Swiggy One Membership for 3 months on card activation as per latest RBI guidelines Contactless payment maximum 5000 Zero Lost Card Liability Intrest Free Credit Card upto 50 days | 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout and Genie). Fine Dine-in. 5% Cashback on online spends across online MCCs. For list of eligible MCC ( Entartainment, E-commerce). 1% Cashback on other categories. For list of exclusions and capping ( Fuel). | For Fuel,Entertainment,E-commerce, Fine Dine-in For Salaried Indian national Net Monthly Income more than ₹25,000 For Self Employed Indian national ITR more than Rs 6 Lakhs per annum |
| Regalia Gold Credit Card | Welcome Benefits Contactless payment maximum 5000 Foeign Currency Markup Comprhensive Protection / Insurance | Rs 1500 worth vouchers on quaterly spends of Rs1.5 lakh (General) ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.(Travel) 5X Reward Points on spends at Marks and Spencer, Myntra, Nykaa and Reliance Digital!(E-commerce) Complimentary lounge access at over 1000 airports (airport Lounge access) 4 Reward Points on every Rs.150 spent (On retail* spends) (General) | For Travel,Ecommerce,Entertainment,General,Airport lounge access For Salaried Indian national Net Monthly Incomemore than Rs 1,00,000 For Self Employed Indian ITR more than Rs 12 Lakhs per annum |
| Irctc HDFC Bank Credit Card | Intrest Free Credit Card upto 50 days Welcome Benefits Smart EMI Contactless Payment Irctc Lounge access | 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App. 1 Reward Point for every INR 100 spent on all other spends . Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy. 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter). 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Travel, Fuel, Lounge access,General For Salaried Indian national Income: Gross Monthly Income more than ₹25,000 For Self Employed Indian national Age Income: ITR more than ₹6.0 Lakhs per annum |
| Tata Neu Plus HDFC Bank Credit Card | Zero Lost card liability Intrest free credit card Domestic lounge access Welcome benefits | 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends 1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass. 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For E-commerce, lounge access,entertainment,fuel For Salaried Indian national Net Monthly Income more than ₹25,000 For Self Employed Indian national ITR more than Rs 6 Lakhs per annum |
| Tata Neu Infinity HDFC Bank Credit Card | Welcome Benefits Insurance Benefits Lounge Access Foreign Currency Markup Zero Lost Card Liability | 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass. 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For E-commerce, lounge access,entertainment,fuel For Salaried Indian national Net Monthly Income more than Rs 1 Lakh For Self Employed Indian national ITR more than Rs 12 Lakhs per annum |
| Dinners Club Privilege Credit Card | Welcome Benefits Travel Benefits Dinners club Benefits Intrest Free Credit Card Foreign Currency Markup Lounge access | Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow 5X Reward Points on Swiggy and Zomato Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit ₹ 1,500 worth Marriott, Decathlon and more vouchers on quarterly spends of Rs. 1.5 lakh 2 Complimentary Airport lounge access every calendar quarter worldwide 4 Reward Points for every ₹ 150 spent | For E-commerce, lounge access,entertainment,Fine dine-in, Club membership, Travel For Salaried Indian national Age Net Monthly Incomemore than Rs 70,000 For Self Employed Indian national AgeIncome: ITR more than Rs 8.4 Lakhs per annum |
| Money Back + Credit Card | Zero Lost card liability Intrest free credit card Welcome benefits | 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore and Swiggy 5X CashPoints on EMI spends at merchant locations 2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallets loads/prepaid card loads and voucher purchases ) Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter Upto 20% discount on partner restaurants via Swiggy Dineout | For E-commerce,entertainment,Fine dine-in, Travel For Salaried Indian nationality. Gross Monthly Income more than ₹20,000 Self Employed Indian nationality. ITR more than ₹6.0 Lakhs per annum |
| 6E Rewards - IndiGo HDFC Bank Credit Card | Rewards on Indigo Exclusive Dining Privileges: Foreign Currency Markup Zero Lost card liability Interest Free Credit Period Up to 50 days Option to convert your big spends into EMI after purchase Contactless Payment | 2.5% 6E Rewards on IndiGo Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax(current – Rs.300) As a welcome benefit : 1 Complimentary flight ticket worth Rs.1500, 1 Complimentary 6E Prime Add-On - Priority check in, choice of seat, a complimentary meal and quicker baggage). Accor hotel vouchers worth Rs. 5000 (Applicable only on joining fee payment) | For Travel, Lounge access,Fine DIne-in For Salaried Indian national Gross Monthly Incomemore than Rs 50,000 For Self Employed Indian national ITR more than Rs 7.2 Lakhs per annum Joining/Renewal Membership Fee – Rs. 500/ |
| Millennia Credit Card | Zero Lost card liability Intrest free Credit peroid Exclusive DInning Privileges Lounge access Contactless payment Welcome Benefits | 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato 1% cashback on all other spends (except Fuel) including EMI and Wallet transactions ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter Upto 20% discount on partner restaurants via Swiggy Dineout 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Ecommerce, General, Fine Dine in, Fuel, Lounge access For Salaried Indian national Income: Gross Monthly Income more than ₹35,000 For Self Employed Indian national Age ITR more than ₹6.0 Lakhs per annum |
| Freedom Credit Card | Zero Lost card liability Intrest free Credit peroid Exclusive DInning Privileges Contactless payment Welcome Benefits | 10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy and Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month ) 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month ) 1 CashPoint for every Rs.150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) Upto 20% discount on partner restaurants via Swiggy Dineout 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Ecommerce , Entertainment, General, Fine Dine-in, Fuel Salaried Indian nationality. Gross Monthly Income more than ₹12,000 Self Employed Indian nationality. ITR more than ₹6.0 Lakhs per annum |
| Indian Oil Credit Card | Revolving Credit Zero Lost Card Liability Intrest Free Credit Peroid Contact less Payment | Earn up to 50 Litres of Free fuel annually Earn 5% of your spends as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance) Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month on each category) Earn 1 Fuel Point for every ₹150 spent on all other purchases | For General,FuelFor For Salaried Indian National: Net Monthly Income more than Rs 10,000 For Self Employed Indian National ITR more than Rs 6 Lakhs per annum |
| Dinners Club Black Credit Card | Welcome Benefits Lounge access Travel Benefits Wellness benefits Dining Privileges Intrest Free Credit Peroid Foreign Currency Markup | Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month 5 Reward Points for every Rs 150 spent Up to 10X Reward Points via SmartBuy and 2X on weekend dining Complimentary Golf games across the finest courses in the world ( 6 per quarter) 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Club Membership, Entertainment, Ecommerce, General, Fine Dine-IN, Travel, Lounge access,FuelFor For Salaried Indian national Net Monthly Income more than Rs 1.75 Lakhs per month For Self Employed Indian national ITR more than Rs 21 Lakhs per annum For self-employed customers |
| HDFC Bank Times Platinum Credit card | Welcome benefits Contactless payment Smart EMI Offer on Dining | Complimentary Annual Times Prime Membership 50% off on movie tickets via BookMyShow Extra discount of Rs1500 - 6 months complimentary membership Upto a maximum of 15% of your bill when you use your HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner. Up to 20% off on online and offline - shopping, wellness and hotel stay 3 Reward Points on every Rs 150 retails spends 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Fine DIne-IN, fuel,general,entertainment,ecommerceFor For Salaried Indian national. Net monthly income: Rs 35,000 and above For Self Employed Indian national Annual Income should be Rs 6,00,000 and above |
| HDFC Bank Times Credit card | Welcome benefits Contactless payment Smart EMI Offer on Dining | Complimentary Annual Times Prime Membership 25% off on movie tickets via BookMyShow Extra discount of Rs1500- Upto a maximum of 10% of your bill when you use your HDFC Bank Times Card Credit via PayEazy on Eazydiner. Up to 20% off on online and offline - shopping, wellness and hotel stay 2 Reward Points on every Rs 150 retails spends 6 months complimentary membership 1% Transaction charges waiver on transactions done at all fuel stations across India minimum transaction of Rs 400. | For Fine DIne-IN, fuel,general,entertainment,ecommerceFor For Salaried Indian national Net monthly income: Rs 25,000 and above For Self Employed Indian national Annual Income should be Rs 6,00,000 and above |
| 6E Rewards -Indigo HDFC Bank Credit Card | Welcome Benefits Exclusive Dining Priviliges Foreign Currency Markup Zero lost card Liability Intrest Free Credit peroid Revolving Credit Contactless Payment | 2.5% 6E Rewards on IndiGo 2% 6E Rewards on Grocery, Dining and Entertainment (Grocery capping of 1000 RP in a month effective 1st Jan'23) 1% 6E Rewards on all other spends* Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax(current – Rs.300) | For Travel, entertainment, General , Ecommerce, FIne Dine-in For Salaried Indian national Gross Monthly Income> Rs 50,000 For Self Employed Indian national Income: ITR > Rs 7.2 Lakhs per annum |
| 6E Rewards XL-Indigo HDFC Bank Credit Card | Welcome Benefits Exclusive Dining Priviliges Foreign Currency Markup Zero lost card Liability Intrest Free Credit peroid Revolving Credit Contactless Payment Lounge access | 5% 6E Rewards on IndiGo 3% 6E Rewards on Grocery, Dining and Entertainment (Grocery capping of 2000 RP in a month effective 1st April’23) 2% 6E Rewards on all other spends* 8 complimentary domestic airport lounge accesses per year (2 per quarter) Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax(current – Rs.300) | For Travel, entertainment, General , Ecommerce, FIne Dine-in, Lounge access For Salaried Indian national Gross Monthly Income> Rs 1,20,000 For Self Employed Indian national Income: ITR > Rs 14.4 Lakhs per annum |
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Fixed deposits (FD) offer a flexible time period for which they can be opened. This means the investor can open it for as long as they have idle funds. Financial institutions like banks allow FD investors the flexibility to invest their funds from periods as low as 7 days to 10 years. The interest rate on the deposit depends on the tenure chosen. On the date of maturity, the bank will credit the principal and interest amount into the bank account of the investor.
