Bank Payments News & Research
Coverage of payments for banks, including real-time payments, stablecoins, fraud, fintech partnerships, regulation and exclusive research.
Businesses are decoupling daily payment execution from traditional banking channels.
American Banker's BNPL Tradeoff Survey finds risk and regulatory fears are leading many banks and credit unions to hold off on offering the lending product.
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The stablecoin issuer attributed 88% of its non-reserve income revenue to a one-time presale of its Arc blockchain tokens after the network went public in September.
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Sen. Roger Marshall, R-Kansas, who cosponsored a bill requiring most credit cards to be interoperable on multiple networks, was defeated in his re-election bid Tuesday, another defeat for Republicans in deep-red territory.
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The Nigerian payments company had priced its initial shares at the bottom of its expected range before calling off the offering.
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The new form of artificial intelligence is not just promising to reshape payments, it is also changing the way brands such as American Express, Google and Walmart interact with their customers.
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With digital assets, AI and embedded finance advancing quickly, execs from Vantage Bank and Thread Bank spoke about tech partnerships at American Banker's Small Business Banking conference.
- PaymentsDelivered Every WeekdayAn early-morning roundup of important headlines from the past 24 hours.
- TechnologyWednesday, ThursdayThe latest industry developments from digital banking to cybersecurity to AI.
- RegulationTuesday, ThursdayCoverage of the CFPB, Fed, FDIC, and Dodd-Frank.
- Best of the WeekFridayThe most important and widely read stories from the previous week.
The real value of stablecoins lies in their ability to provide instant and secure transfers of value. But, in a world where every company has a bespoke stablecoin, that promise begins to break down quickly.
The risk facing U.S. banks is not that stablecoins will suddenly siphon deposits through yield alone. It is that deposits will gradually follow utility as financial experiences improve elsewhere.
Banks that don't embrace embedded payments now risk losing out to more nimble rivals in the near future.
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Molly Hugar, SVP, Lead Payment Advisor at KeyBank, discusses the future of on-chain payments at her bank.
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Kristin Smith, president of the Solana Policy Institute, discusses what to expect in the next year in the world of on-chain finance.
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When a bank thinks of itself as a tech company, a new set of opportunities and challenges becomes clear.
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Partner insights from The Clearing House -
Partner Insights from Sutherland -
Partner insights from Visa Direct - Partner Insights from Visa Direct
