<?xml version="1.0" encoding="UTF-8"?><rss xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Plan-Wealth-Economic Times</title><link>https://economictimes.indiatimes.com/wealth/plan</link><description><![CDATA[Financial Planning: Updates on Financial Planning, Tips to manage money. Know about importance of Financial Planning, rules of financial planning, investment tips and money management on Economic Times.]]> </description><language>en-gb</language><lastBuildDate>Sat, 10 Oct 2026 20:12:49 +0530</lastBuildDate><atom:link type="application/rss+xml" rel="self" href="https://economictimes.indiatimes.com/rssfeeds/49674351.cms"/><copyright>Copyright:(C) 2026 Bennett Coleman and Co. Ltd, http://info.indiatimes.com/terms/tou.html</copyright><docs>http://syndication.indiatimes.com/</docs><image><title>Economic Times</title><url>https://img.etimg.com/thumb/msid-76939477,width-600,height-60/economictimes.jpg</url><link>https://economictimes.indiatimes.com/wealth/plan</link></image><item><title><![CDATA[I will need Rs 30 lakh for my child’s studies in 3 years. Should I move my Rs 1.2 crore portfolio to safe assets?]]> </title><description><![CDATA[ET Wealth Reader's Query: I am 42 and have been investing through SIPs for over a decade. My mutual fund portfolio has grown to Rs 1.2 crore, with 90% invested in equity funds. I will need Rs 30 lakh in three years to fund my child’s higher education. When should I start moving this money to safer investments, and what is the best way to do it?]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/i-will-need-rs-30-lakh-for-my-childs-studies-in-3-years-should-i-move-my-rs-1-2-crore-portfolio-to-safe-assets/articleshow/134725795.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134725795,imgsize-199660.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/i-will-need-rs-30-lakh-for-my-childs-studies-in-3-years-should-i-move-my-rs-1-2-crore-portfolio-to-safe-assets/articleshow/134725795.cms</guid><pubDate>Tue, 06 Oct 2026 12:43:48 +0530</pubDate></item><item><title><![CDATA[Portugal, Greece, UAE or Latvia? A look at 15 easiest residency routes in 2026]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/portugal-greece-uae-or-latvia-a-look-at-15-easiest-residency-routes-in-2026/slideshow/134685457.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134685437,imgsize-138572.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/portugal-greece-uae-or-latvia-a-look-at-15-easiest-residency-routes-in-2026/slideshow/134685457.cms</guid><pubDate>Mon, 05 Oct 2026 09:34:55 +0530</pubDate></item><item><title><![CDATA[From Iceland to Japan: What is it really like to live in world’s safest countries in 2026?]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/from-iceland-to-japan-what-is-it-really-like-to-live-in-worlds-safest-countries-in-2026/slideshow/134556409.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134556371,imgsize-112824.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/from-iceland-to-japan-what-is-it-really-like-to-live-in-worlds-safest-countries-in-2026/slideshow/134556409.cms</guid><pubDate>Tue, 29 Sep 2026 10:08:18 +0530</pubDate></item><item><title><![CDATA[Buying property from an NRI? Know the new TDS, PAN, and Form 141 rules effective October 1]]> </title><description><![CDATA[Beginning 1 October 2026, resident Indian buyers will enjoy simplified compliance when purchasing property from non-resident sellers. They will be able to use their Permanent Account Number instead of obtaining a Tax Deduction and Collection Account Number. This amendment aims to reduce the burden of compliance on individual buyers. Buyers will also be required to provide the seller's contact information and overseas address.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/buying-property-from-an-nri-know-the-new-tds-pan-and-form-141-rules-effective-october-1/articleshow/134498194.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134498194,imgsize-99367.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/buying-property-from-an-nri-know-the-new-tds-pan-and-form-141-rules-effective-october-1/articleshow/134498194.cms</guid><pubDate>Mon, 28 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Retirement planning: Why costs, asset allocation, and compounding matter more than chasing returns]]> </title><description><![CDATA[A pension is not really a lump sum. It is years of groceries, medicines and bills paid out across a 25-year or longer retirement. Hence, the real enemy is not the market, but inflation—slowly eroding what your rupee buys. After a strong decade, it is wiser to expect a little less, and let cost and time do the heavy lifting that dazzling returns won’t.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/retirement-planning-why-costs-asset-allocation-and-compounding-matter-more-than-chasing-returns/articleshow/134497002.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134497002,imgsize-117794.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/retirement-planning-why-costs-asset-allocation-and-compounding-matter-more-than-chasing-returns/articleshow/134497002.cms</guid><pubDate>Mon, 28 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Moving from UAE to India? 6-step financial homecoming guidebook to manage tax residency, bank accounts, Dubai property, and gratuity]]> </title><description><![CDATA[Tax residency, bank accounts, Dubai property and gratuity all need sorting before and after you fly home.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/moving-from-uae-to-india-6-step-financial-homecoming-guidebook-to-manage-tax-residency-bank-accounts-dubai-property-and-gratuity/articleshow/134497563.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134497563,imgsize-101017.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/moving-from-uae-to-india-6-step-financial-homecoming-guidebook-to-manage-tax-residency-bank-accounts-dubai-property-and-gratuity/articleshow/134497563.cms</guid><pubDate>Mon, 28 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Panama to Luxembourg: 10 best countries for expats moving abroad in 2026]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/panama-to-luxembourg-10-best-countries-for-expats-moving-abroad-in-2026/slideshow/134475003.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134475000,imgsize-129186.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/panama-to-luxembourg-10-best-countries-for-expats-moving-abroad-in-2026/slideshow/134475003.cms</guid><pubDate>Fri, 25 Sep 2026 09:47:38 +0530</pubDate></item><item><title><![CDATA[Money Management: Can your family access your bank accounts if you can't manage your finances? Know the law]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/money-management-can-your-family-access-your-bank-accounts-if-you-cant-manage-your-finances-know-the-law/slideshow/134425224.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134425204,imgsize-143232.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/money-management-can-your-family-access-your-bank-accounts-if-you-cant-manage-your-finances-know-the-law/slideshow/134425224.cms</guid><pubDate>Wed, 23 Sep 2026 09:11:48 +0530</pubDate></item><item><title><![CDATA[Your house is worth Rs 2 crore, but are you really retirement ready?]]> </title><description><![CDATA[While an expensive home is nothing less than an achievement, you must remember that the house in which you live produces no rent at all. Appreciation may increase your estate, but it does not pay this month’s grocery bill and the cost of that Sony PlayStation you wanted to gift to your grandchild. So, there are some questions that you need to ask for a well-planned retirement.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/your-house-is-worth-rs-2-crore-but-are-you-really-retirement-ready/articleshow/134406689.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134406689,imgsize-177103.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/your-house-is-worth-rs-2-crore-but-are-you-really-retirement-ready/articleshow/134406689.cms</guid><pubDate>Tue, 22 Sep 2026 16:12:56 +0530</pubDate></item><item><title><![CDATA[Built wealth by taking risks? Managing it requires a new mindset]]> </title><description><![CDATA[People generally get rich because of concentration, relentless pursuit of one thing, and the confidence to go all-in when most others would hesitate. On the other hand, managing a large pool of existing wealth requires something diametrically opposite— diversification, instead of concentration.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/built-wealth-by-taking-risks-managing-it-requires-a-new-mindset/articleshow/134347627.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134347627,imgsize-58916.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/built-wealth-by-taking-risks-managing-it-requires-a-new-mindset/articleshow/134347627.cms</guid><pubDate>Mon, 21 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[​Senior living in India: Can buying a retirement home drain your savings?​]]> </title><description><![CDATA[​Senior living communities offer security, healthcare support, maintenance-free living and companionship. But moving into one can require a large upfront payment, regular monthly charges and additional healthcare expenses. ​]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/senior-living-in-india-can-buying-a-retirement-home-drain-your-savings/slideshow/134303946.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134303794,imgsize-416337.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/senior-living-in-india-can-buying-a-retirement-home-drain-your-savings/slideshow/134303946.cms</guid><pubDate>Thu, 17 Sep 2026 12:04:14 +0530</pubDate></item><item><title><![CDATA[Should I take education loan or break my investments to pay Rs 21 lakh for my son’s MBBS degree?]]> </title><description><![CDATA[ET Wealth Reader's Query: I am 48, planning to fund my son’s MBBS degree at a private medical college. The fee is about Rs 21 lakh a year for five years. I am in the 30% tax bracket and have sufficient savings, with 90% of my mutual fund portfolio in equity. Should I redeem my investments to pay the fees or take an education loan? If I opt for loan, what repayment tenure would offer the maximum financialbenefit?]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/should-i-take-education-loan-or-break-my-investments-to-pay-rs-21-lakh-for-my-sons-mbbs-degree/articleshow/134256125.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134256125,imgsize-220349.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/should-i-take-education-loan-or-break-my-investments-to-pay-rs-21-lakh-for-my-sons-mbbs-degree/articleshow/134256125.cms</guid><pubDate>Tue, 15 Sep 2026 16:20:50 +0530</pubDate></item><item><title><![CDATA[Is senior living worth the cost? Financial trade-offs seniors and families need to consider before making the move]]> </title><description><![CDATA[As families shrink and longevity rises, senior living offers independence, companionship and security. But the  comfort comes at  a real cost.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/is-senior-living-worth-the-cost-financial-trade-offs-seniors-and-families-need-to-consider-before-making-the-move/articleshow/134107804.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134107804,imgsize-180432.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/is-senior-living-worth-the-cost-financial-trade-offs-seniors-and-families-need-to-consider-before-making-the-move/articleshow/134107804.cms</guid><pubDate>Mon, 14 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[From OpenAI to Anthropic: How fake personas, hacked servers and 13-hour outages exposed AI risks]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/from-openai-to-anthropic-how-fake-personas-hacked-servers-and-13-hour-outages-exposed-ai-risks/slideshow/134043135.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-134042968,imgsize-145903.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/from-openai-to-anthropic-how-fake-personas-hacked-servers-and-13-hour-outages-exposed-ai-risks/slideshow/134043135.cms</guid><pubDate>Fri, 11 Sep 2026 08:48:16 +0530</pubDate></item><item><title><![CDATA[Buying a car? Here’s how much of your income you should actually spend]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/buying-a-car-heres-how-much-of-your-income-you-should-actually-spend/slideshow/133951570.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133951549,imgsize-86244.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/buying-a-car-heres-how-much-of-your-income-you-should-actually-spend/slideshow/133951570.cms</guid><pubDate>Wed, 09 Sep 2026 09:20:41 +0530</pubDate></item><item><title><![CDATA[Returning to India from the UK? Capital gains and inheritance tax may still apply]]> </title><description><![CDATA[Non-resident Indians should note that leaving the UK doesn't automatically terminate tax residency. Retaining connections might keep your tax status intact even after relocating. Income and capital gains sourced from the UK could still be liable for UK tax post-departure. Additionally, Indian tax residents are required to report foreign assets and income. Seeking professional advice is essential for a smooth financial adjustment when returning to India.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/returning-to-india-from-the-uk-capital-gains-and-inheritance-tax-may-still-apply/articleshow/133785180.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133785180,imgsize-1129551.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/returning-to-india-from-the-uk-capital-gains-and-inheritance-tax-may-still-apply/articleshow/133785180.cms</guid><pubDate>Mon, 07 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Indian retirees missed out on equity wealth: How decades of pension-led retirement saving left portfolios stock-light]]> </title><description><![CDATA[For the longest time, we had a defined benefit plan. Even today, we have around us many retired government and public sector employees (and their widows and dependent children as applicable) earning a lifetime inflation-adjusted monthly pension that is way beyond their contributions during their earning years.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/indian-retirees-missed-out-on-equity-wealth-how-decades-of-pension-led-retirement-saving-left-portfolios-stock-light/articleshow/133768334.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133768334,imgsize-1339364.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/indian-retirees-missed-out-on-equity-wealth-how-decades-of-pension-led-retirement-saving-left-portfolios-stock-light/articleshow/133768334.cms</guid><pubDate>Mon, 07 Sep 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[10 documents and details your family needs before it’s too late in events of sickness or death]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/10-documents-and-details-your-family-needs-before-its-too-late-in-events-of-sickness-or-death/slideshow/133653573.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133653421,imgsize-2177482.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/10-documents-and-details-your-family-needs-before-its-too-late-in-events-of-sickness-or-death/slideshow/133653573.cms</guid><pubDate>Tue, 01 Sep 2026 09:39:39 +0530</pubDate></item><item><title><![CDATA[SWIFT system explained: How international money transfers work]]> </title><description><![CDATA[If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 116th part of this series, Riju Mehta explains how this system helps in overseas money transactions.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/swift-system-explained-how-international-money-transfers-work/articleshow/133592534.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133592534,imgsize-1708277.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/swift-system-explained-how-international-money-transfers-work/articleshow/133592534.cms</guid><pubDate>Mon, 31 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Guest and temporary teachers: How to build financial security with job uncertainty]]> </title><description><![CDATA[Though the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the short end of the stick due to large pay disparities, a lack of medical, retirement, and increment benefits offered to regular staff, as well as higher workloads. An uncertain and low income from a temporary teaching job in a college requires prudent handling of one’s finances. Find out how to do it.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/guest-and-temporary-teachers-how-to-build-financial-security-with-job-uncertainty/articleshow/133602958.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133602958,imgsize-755010.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/guest-and-temporary-teachers-how-to-build-financial-security-with-job-uncertainty/articleshow/133602958.cms</guid><pubDate>Mon, 31 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Divorce dispute turns into legal battle: The financial costs a husband may face]]> </title><description><![CDATA[The aftermath of matrimonial disputes often lingers long after a marriage has ended, imposing hefty financial and legal challenges on men. While protective laws exist for women, they can be misapplied, leading to significant turmoil for husbands. Awareness of legal rights and sound financial management is key. Consulting with experienced legal counsel and compiling solid evidence are important first steps.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/divorce-dispute-turns-into-legal-battle-the-financial-costs-a-husband-may-face/articleshow/133416509.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133416509,imgsize-118446.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/divorce-dispute-turns-into-legal-battle-the-financial-costs-a-husband-may-face/articleshow/133416509.cms</guid><pubDate>Mon, 24 Aug 2026 06:48:39 +0530</pubDate></item><item><title><![CDATA[Supporting kids &amp; parents? 6 smart ways to protect your retirement corpus]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/supporting-kids-parents-6-smart-ways-to-protect-your-retirement-corpus/slideshow/133339465.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133339256,imgsize-192267.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/supporting-kids-parents-6-smart-ways-to-protect-your-retirement-corpus/slideshow/133339465.cms</guid><pubDate>Wed, 19 Aug 2026 11:35:13 +0530</pubDate></item><item><title><![CDATA[Redeveloping your housing society? 7 risks that could keep you out of your home for 8–10 years]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/redeveloping-your-housing-society-7-risks-that-could-keep-you-out-of-your-home-for-810-years/slideshow/133337922.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133337913,imgsize-199342.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/redeveloping-your-housing-society-7-risks-that-could-keep-you-out-of-your-home-for-810-years/slideshow/133337922.cms</guid><pubDate>Wed, 19 Aug 2026 10:27:42 +0530</pubDate></item><item><title><![CDATA[Should I sell my flat and invest to earn interest, or keep it and earn rent in my retirement?]]> </title><description><![CDATA[ET Wealth Reader's Query: I own a two-bedroom flat in Bengaluru, which is about 10 years old, and have no outstanding loan. I am a senior citizen with pension income and live with my son. Should I retain the property and earn rental income, or sell it and invest the proceeds in fixed deposits for a steady interest? Currently, my annual income is below Rs 12 lakh, so I am not liable to pay any tax.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/should-i-sell-my-flat-and-invest-to-earn-interest-or-keep-it-and-earn-rent-in-my-retirement/articleshow/133313584.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133313584,imgsize-198413.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/should-i-sell-my-flat-and-invest-to-earn-interest-or-keep-it-and-earn-rent-in-my-retirement/articleshow/133313584.cms</guid><pubDate>Tue, 18 Aug 2026 11:53:32 +0530</pubDate></item><item><title><![CDATA[Personal laws in India: How they govern marriage, divorce, and inheritance for different religions]]> </title><description><![CDATA[If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 114th part of this series, Riju Mehta explains how personal laws govern marriage, divorce and inheritance for different religions.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/personal-laws-in-india-how-they-govern-marriage-divorce-and-inheritance-for-different-religions/articleshow/133244341.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133244341,imgsize-1107110.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/personal-laws-in-india-how-they-govern-marriage-divorce-and-inheritance-for-different-religions/articleshow/133244341.cms</guid><pubDate>Mon, 17 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Ageing housing societies: How homeowners can avoid losing their homes and money to redevelopment delays]]> </title><description><![CDATA[Ageing housing societies that were promised bigger, modern living spaces have seen builders abandon or stall construction for years, with little recourse.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/ageing-housing-societies-how-homeowners-can-avoid-losing-their-homes-and-money-to-redevelopment-delays/articleshow/133249837.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133249837,imgsize-198869.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/ageing-housing-societies-how-homeowners-can-avoid-losing-their-homes-and-money-to-redevelopment-delays/articleshow/133249837.cms</guid><pubDate>Mon, 17 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Higher education costs: How Indian parents and US-based NRIs plan and pay—and who is better placed?]]> </title><description><![CDATA[Except for a small number of government colleges of repute, the demand for good quality colleges far outstrips the supply in India. Higher education remains costly and elitist and with the advent of edupreuners, Indian children often study at universities abroad after paying a steep fee or after taking educational loans.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/higher-education-costs-how-indian-parents-and-us-based-nris-plan-and-payand-who-is-better-placed/articleshow/133255072.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133255072,imgsize-173956.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/higher-education-costs-how-indian-parents-and-us-based-nris-plan-and-payand-who-is-better-placed/articleshow/133255072.cms</guid><pubDate>Mon, 17 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Sandwich generation: How to balance retirement, children’s education and care for elderly parents]]> </title><description><![CDATA[Luckily, the squeeze phase doesn’t last forever. Kids grow up, loans get paid off and people enter peak earning years as they move towards their 50s. And given the increase in surplus during this phase, many people can accelerate retirement contributions meaningfully.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/sandwich-generation-how-to-balance-retirement-childrens-education-and-care-for-elderly-parents/articleshow/133250277.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133250277,imgsize-158290.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/sandwich-generation-how-to-balance-retirement-childrens-education-and-care-for-elderly-parents/articleshow/133250277.cms</guid><pubDate>Mon, 17 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Moving back to India? What NRIs need to know about US tax obligations]]> </title><description><![CDATA[From RSUs to retirement accounts, what returning Indians must settle before—and after—they land. The first thing to understand is that immigration status and tax residency are two separate concepts, and they often overlap but they are governed by different rules; the distinction becomes particularly important when someone leaves the US permanently. For citi zens, the rule is simple but long-lasting.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/moving-back-to-india-what-nris-need-to-know-about-us-tax-obligations/articleshow/133255155.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133255155,imgsize-1353807.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/moving-back-to-india-what-nris-need-to-know-about-us-tax-obligations/articleshow/133255155.cms</guid><pubDate>Mon, 17 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[FIRE isn't the finish line: Escape from 9-5 with early retirement is fine but finding purpose after financial freedom is crucial]]> </title><description><![CDATA[Vamsi Ayyagari and Gajendra Sharma are among professionals who are leaving corporate jobs to follow their entrepreneurial dreams. They focus on creating financial buffers while ensuring robust emergency funds and sufficient insurance coverage before making significant career changes. A solid retirement fund is similarly prioritized to support them during these new ventures, with careful planning reducing the risks of stepping away from stable employment.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/fire-isnt-the-finish-line-escape-from-9-5-with-early-retirement-is-fine-but-finding-purpose-after-financial-freedom-is-crucial/articleshow/133045710.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133045710,imgsize-84543.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/fire-isnt-the-finish-line-escape-from-9-5-with-early-retirement-is-fine-but-finding-purpose-after-financial-freedom-is-crucial/articleshow/133045710.cms</guid><pubDate>Mon, 10 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Financial wellbeing at workplace: Planning for retirement, child's education still top challenge for employees; here's how it can change]]> </title><description><![CDATA[Financial action is moving faster than financial preparedness among employees, with many investing, exploring new opportunities, and thinking about long-term goals, but still seeking clarity on fundamentals. A survey by financial education firm Finsafe sheds light on this paradox and the role employers can play.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/financial-wellbeing-at-workplace-planning-for-retirement-childs-education-still-top-challenge-for-employees-heres-how-it-can-change/articleshow/133046791.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-133046791,imgsize-820921.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/financial-wellbeing-at-workplace-planning-for-retirement-childs-education-still-top-challenge-for-employees-heres-how-it-can-change/articleshow/133046791.cms</guid><pubDate>Mon, 10 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Don't wait until it's too late: Why gifting assets during your lifetime deserves a look]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/dont-wait-until-its-too-late-why-gifting-assets-during-your-lifetime-deserves-a-look/slideshow/132983083.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132983068,imgsize-92598.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/dont-wait-until-its-too-late-why-gifting-assets-during-your-lifetime-deserves-a-look/slideshow/132983083.cms</guid><pubDate>Thu, 06 Aug 2026 10:56:25 +0530</pubDate></item><item><title><![CDATA[Retirement calculator: How a large age gap between your children could derail your retirement plans]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/retirement-calculator-how-a-large-age-gap-between-your-children-could-derail-your-retirement-plans/slideshow/132900478.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132900412,imgsize-122670.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/retirement-calculator-how-a-large-age-gap-between-your-children-could-derail-your-retirement-plans/slideshow/132900478.cms</guid><pubDate>Wed, 05 Aug 2026 12:29:58 +0530</pubDate></item><item><title><![CDATA[After my death, can my wife transfer our 2BHK to our son via gift deed without an NOC from our daughter?]]> </title><description><![CDATA[ET Wealth Reader's Query: I own a 2-BHK flat and my wife is a joint owner. We have two children, who are settled abroad. After my death, the housing society will transfer the flat to my wife, based on nomination and my will (unregistered). After the transfer, can she sell the flat without a no objection certificate (NOC) from our children? If she doesn’t sell it, can she transfer it to our son via a gift deed without an NOC from our daughter?]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/after-my-death-can-my-wife-transfer-our-2bhk-to-our-son-via-gift-deed-without-an-noc-from-our-daughter/articleshow/132849959.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132849959,imgsize-242341.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/after-my-death-can-my-wife-transfer-our-2bhk-to-our-son-via-gift-deed-without-an-noc-from-our-daughter/articleshow/132849959.cms</guid><pubDate>Tue, 04 Aug 2026 12:12:05 +0530</pubDate></item><item><title><![CDATA[The power of budgeting: A simple guide to managing money for teenagers]]> </title><description><![CDATA[Bala eyed a Rs 1,500 online shopping cart with a tech organiser and gel pens. But with a Rs 2,500 monthly allowance, he realised buying both meant giving up his Friday pizza. He kept only the gel pens, saved Rs 1,000, and learned that budgeting is about making smart choices. Good money management starts with knowing where your money goes.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/the-power-of-budgeting-a-simple-guide-to-managing-money-for-teenagers/articleshow/132780502.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132780502,imgsize-112059.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/the-power-of-budgeting-a-simple-guide-to-managing-money-for-teenagers/articleshow/132780502.cms</guid><pubDate>Mon, 03 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Big age gap between children? Here’s what it means for your retirement, education planning, and family finances]]> </title><description><![CDATA[India’s falling total fertility rate, which currently stands at 1.9, below the replacement rate of 2.1, has ignited debates around smaller families, DINK (double income, no kids) households and the single-child parenting approach. Many affluent couples today are choosing to have just one child. They want to optimise their resources for that child. While such decisions are shaped by multiple factors, economic considerations play a crucial role.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/big-age-gap-between-children-heres-what-it-means-for-your-retirement-education-planning-and-family-finances/articleshow/132779560.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132779560,imgsize-102217.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/big-age-gap-between-children-heres-what-it-means-for-your-retirement-education-planning-and-family-finances/articleshow/132779560.cms</guid><pubDate>Mon, 03 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Estate planning: Why passing on wealth during your lifetime can be a smarter succession strategy]]> </title><description><![CDATA[Gifting and charity, in cash and kind, during one’s lifetime offers the scope for creating shared experiences of celebration, travel, entertainment and eating out together, for both generations. The caveat, of course, is the inability and perhaps unwillingness of seniors to make spending decisions.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/estate-planning-why-passing-on-wealth-during-your-lifetime-can-be-a-smarter-succession-strategy/articleshow/132780832.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132780832,imgsize-1407875.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/estate-planning-why-passing-on-wealth-during-your-lifetime-can-be-a-smarter-succession-strategy/articleshow/132780832.cms</guid><pubDate>Mon, 03 Aug 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Retiring with an EMI? Here's when it can make sense and when it could derail your retirement]]> </title><description><![CDATA[Retiring debt-free is an ideal goal, but not always achievable or necessary. Experts suggest focusing on EMI affordability rather than complete debt elimination. High-interest unsecured loans pose the greatest risk to retirement finances. Strategic debt management and income generation can support manageable EMIs. Planning finances across life stages helps avoid retirement debt burdens.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/retiring-with-an-emi-heres-when-it-can-make-sense-and-when-it-could-derail-your-retirement/articleshow/132780774.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132780774,imgsize-418939.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/retiring-with-an-emi-heres-when-it-can-make-sense-and-when-it-could-derail-your-retirement/articleshow/132780774.cms</guid><pubDate>Sat, 01 Aug 2026 09:18:30 +0530</pubDate></item><item><title><![CDATA[Wealth wisdom: “If I had more money, I would have a better plan. My mentor responded ...”  said author of ‘7 Strategies For Wealth &amp; Happiness’ - check this smart budgeting rule so you have more money]]> </title><description><![CDATA[Do you also believe that having more would mean that you will have a better plan? Well, if you do, you might be wrong. 'Business philosopher’ Jim Rohn's 70/30 money rule explains why financial planning matters more than income. Read on to know budgeting rules to manage your money smarter.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/wealth-wisdom-if-i-had-more-money-i-would-have-a-better-plan-my-mentor-responded-said-the-author-of-7-strategies-for-wealth-happiness-check-this-smart-budgeting-rule-so-you-have-more-money/articleshow/132761535.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132761535,imgsize-332399.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/wealth-wisdom-if-i-had-more-money-i-would-have-a-better-plan-my-mentor-responded-said-the-author-of-7-strategies-for-wealth-happiness-check-this-smart-budgeting-rule-so-you-have-more-money/articleshow/132761535.cms</guid><pubDate>Fri, 31 Jul 2026 15:31:48 +0530</pubDate></item><item><title><![CDATA[Renting a home? Key rights every tenant and landlord should know]]> </title><description><![CDATA[A recent Supreme Court ruling bolsters landlord positions in eviction disputes across India.  This decision clarifies ownership proof requirements in eviction suits, aiding property owners.  The Model Tenancy Act, 2021, aims to balance tenant and landlord rights effectively.  Clear rent agreements are crucial for minimising disputes and ensuring transparency.  Both tenants and landlords must understand their rights and responsibilities under current laws.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/renting-a-home-key-rights-every-tenant-and-landlord-should-know/articleshow/132617967.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132617967,imgsize-90420.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/renting-a-home-key-rights-every-tenant-and-landlord-should-know/articleshow/132617967.cms</guid><pubDate>Mon, 27 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Digital nomad visas: Who should apply, who shouldn't, top countries for Indians]]> </title><description><![CDATA[Digital nomad visas now offer professionals a new route for global mobility. These permits allow individuals to live abroad while working remotely for foreign employers. Remote work acceptance after the pandemic fuels the rise of these attractive new visas. Spain and Portugal are top destinations for Indians seeking this lifestyle. Careful tax planning and understanding local rules are crucial for applicants.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/digital-nomad-visas-who-should-apply-who-shouldnt-top-countries-for-indians/articleshow/132618118.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132618118,imgsize-132920.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/digital-nomad-visas-who-should-apply-who-shouldnt-top-countries-for-indians/articleshow/132618118.cms</guid><pubDate>Mon, 27 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Rs 2 lakh accident insurance to guaranteed minimum pension up to Rs 3,000: Key govt schemes like APY, PMJAY that help the poor]]> </title><description><![CDATA[If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 112th part of this series, Riju Mehta lists some of the popular government schemes for the lower income groups.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/rs-2-lakh-accident-insurance-to-guaranteed-minimum-pension-up-to-rs-3000-key-govt-schemes-like-apy-pmjay-that-help-the-poor/articleshow/132608630.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132608630,imgsize-173870.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/rs-2-lakh-accident-insurance-to-guaranteed-minimum-pension-up-to-rs-3000-key-govt-schemes-like-apy-pmjay-that-help-the-poor/articleshow/132608630.cms</guid><pubDate>Mon, 27 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[The ultimate ITR checklist before you click ‘submit’]]> </title><description><![CDATA[Taxpayers must file income tax returns by the July 31 deadline to avoid penalties.  Accuracy is paramount, and mismatches in the Annual Information Statement require careful reconciliation.  Foreign asset disclosures and F&amp;O reporting errors can lead to significant tax complications.  Understanding deemed residency rules is crucial for Non-Resident Indians filing their returns.  Late filing incurs fees and restricts tax regime options and loss carry-forwards.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/the-ultimate-itr-checklist-before-you-click-submit/articleshow/132618796.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132618796,imgsize-141627.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/the-ultimate-itr-checklist-before-you-click-submit/articleshow/132618796.cms</guid><pubDate>Mon, 27 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[How ULIP plans can help you with legacy planning]]> </title><description><![CDATA[Legacy planning helps Indian families transfer wealth smoothly across generations.  Unit Linked Insurance Plans offer life cover and market-linked growth potential.  Life insurance provides immediate financial security after an unexpected earning member's demise.  ULIPs build a long-term corpus and offer liquidity after a lock-in period.  Bajaj Life Supreme can support wealth creation and family protection goals.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/how-ulip-plans-can-help-you-with-legacy-planning/articleshow/132558991.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132558991,imgsize-498085.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/how-ulip-plans-can-help-you-with-legacy-planning/articleshow/132558991.cms</guid><pubDate>Wed, 22 Jul 2026 18:31:02 +0530</pubDate></item><item><title><![CDATA[7 things to know about a retirement income tool that most Indians overlook and it's not for retirees only!]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/7-things-to-know-about-a-retirement-income-tool-that-most-indians-overlook-and-its-not-for-retirees-only/slideshow/132506182.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132506179,imgsize-87368.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/7-things-to-know-about-a-retirement-income-tool-that-most-indians-overlook-and-its-not-for-retirees-only/slideshow/132506182.cms</guid><pubDate>Mon, 20 Jul 2026 10:07:34 +0530</pubDate></item><item><title><![CDATA[EPF Scheme 2026: Key changes in nominations, PF withdrawals, and employer compliance]]> </title><description><![CDATA[Key features— such as the 12% contribution rate for employers and employees as well as the Rs.15,000 statutory wage ceiling—remain unchanged, but the formalisation of revised provisions will trigger new operational obligations.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/epf-scheme-2026-key-changes-in-nominations-pf-withdrawals-and-employer-compliance/articleshow/132473309.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132473309,imgsize-163909.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/epf-scheme-2026-key-changes-in-nominations-pf-withdrawals-and-employer-compliance/articleshow/132473309.cms</guid><pubDate>Mon, 20 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Looking after ageing parents? Compare elder care services, costs and key questions to ask]]> </title><description><![CDATA[]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/looking-after-ageing-parents-compare-elder-care-services-costs-and-key-questions-to-ask/slideshow/132406504.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132406468,imgsize-163441.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/looking-after-ageing-parents-compare-elder-care-services-costs-and-key-questions-to-ask/slideshow/132406504.cms</guid><pubDate>Wed, 15 Jul 2026 10:13:24 +0530</pubDate></item><item><title><![CDATA[Financial independence for children: How families in the US and India split the bills when adult children stay home]]> </title><description><![CDATA[In the United States, those graduating in the 21st century especially have been seeking to return to the homes of their boomer parents. In India, in contrast, living with parents has remained a default option for young adults until they get married or move to another city for a job——an arrangement that isendorsed by tradition.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/financial-independence-for-children-how-families-in-the-us-and-india-split-the-bills-when-adult-children-stay-home/articleshow/132168704.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132168704,imgsize-1470677.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/financial-independence-for-children-how-families-in-the-us-and-india-split-the-bills-when-adult-children-stay-home/articleshow/132168704.cms</guid><pubDate>Mon, 06 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Foreign universities in India: Should you choose an Indian campus over studying abroad? Know the pros &amp; cons]]> </title><description><![CDATA[Foreign universities are now opening campuses in India, offering Indian students a chance to earn international degrees without leaving the country. This influx is driven by India's large student market and policy changes. While offering a more affordable global education, these campuses present fewer course options and facilities compared to their parent institutions abroad.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/foreign-universities-in-india-should-you-choose-an-indian-campus-over-studying-abroad-know-the-pros-cons/articleshow/132168781.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132168781,imgsize-1245052.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/foreign-universities-in-india-should-you-choose-an-indian-campus-over-studying-abroad-know-the-pros-cons/articleshow/132168781.cms</guid><pubDate>Mon, 06 Jul 2026 06:30:00 +0530</pubDate></item><item><title><![CDATA[Buying a home? 11 property documents every homebuyer must check before purchase]]> </title><description><![CDATA[If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 110th part of this series, Riju Mehta lists the legal certificates that are crucial for home ownership.]]> </description><link>https://economictimes.indiatimes.com/wealth/plan/buying-a-home-11-property-documents-every-homebuyer-must-check-before-purchase/articleshow/132164151.cms</link><enclosure type="image/jpeg" url="https://img.etimg.com/photo/msid-132164151,imgsize-85544.cms" length="0"/><guid>https://economictimes.indiatimes.com/wealth/plan/buying-a-home-11-property-documents-every-homebuyer-must-check-before-purchase/articleshow/132164151.cms</guid><pubDate>Mon, 06 Jul 2026 06:30:00 +0530</pubDate></item></channel></rss>